Access Bowl participants and their FCS opponents:


2014: Boise State (Fiesta Bowl) -- No FCS opponent
2015: Houston (Peach Bowl) -- FCS: Tennessee Tech (4-7)
2016: Western Michigan (Cotton Bowl) -- FCS: North Carolina Central (9-3)
2017: UCF (Peach Bowl) -- FCS: Austin Peay (8-4) -- Originally scheduled: Maine (4-6)
2018: UCF (Sugar Bowl) -- FCS: South Carolina State (5-6)

Nobody cares who your FCS game is.